{"id":33,"date":"2024-09-30T04:00:00","date_gmt":"2024-09-30T10:00:00","guid":{"rendered":"https:\/\/www.stewartagency.com\/blog\/?p=33"},"modified":"2024-09-29T20:52:09","modified_gmt":"2024-09-30T02:52:09","slug":"commercial-insurance-are-cyber-attacks-covered","status":"publish","type":"post","link":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/","title":{"rendered":"Commercial Insurance: Are Cyber Attacks Covered?"},"content":{"rendered":"<p>Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at Stewart Agency Inc. can guide you on how to secure suitable cyberattack coverage.<\/p>\n<h2>Does Commercial Insurance Cover Cyber Attacks?<\/h2>\n<p>Unfortunately, cybersecurity insurance is separate from traditional commercial insurance. Cyberattacks are complicated events that can cause substantial damage to a firm. Hence, insurance companies treat cyberattacks as unique incidents requiring standalone coverage. While not covered by standard commercial insurance, businesses can bundle cyber insurance with their commercial policies.<\/p>\n<p>Bundling allows companies to secure specific coverage reflecting their business needs, avoiding increased premiums for general commercial insurance. If you&#8217;re considering cyber insurance, knowing your options and understanding how to bundle effectively is essential.<\/p>\n<h2>What Does Cyber Insurance Cover?<\/h2>\n<p>Cyber insurance typically covers financial losses resulting from cyberattacks. However, the digital threat landscape is vast, so it&#8217;s crucial for businesses to verify that the policy offers comprehensive cyber protection.<\/p>\n<p>Key assurance areas to look out for are:<\/p>\n<ul>\n<li>Data breach coverage<\/li>\n<li>Financial coverage<\/li>\n<li>Extortion<\/li>\n<li>Non-compliance coverage<\/li>\n<\/ul>\n<h2>Securing Your Business with Commercial Insurance in Elmira, NY<\/h2>\n<p>In today&#8217;s digital age, cyberattacks are frequent and potentially catastrophic. Having the right insurance can make a significant difference, protecting your business and reassuring your customers. If you are a business located in Elmira, NY, we encourage you to contact Stewart Agency Inc. Our specialists can guide you through your cyber insurance needs and provide a comprehensive understanding of what you can expect.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[17,13,16,15],"class_list":["post-33","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-commerical-insurance","tag-elmira-ny","tag-inc","tag-stewart-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Stewart Agency, Inc. -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2024-09-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2024-09-30T02:52:09+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#blogposting\",\"name\":\"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.\",\"headline\":\"Commercial Insurance: Are Cyber Attacks Covered?\",\"author\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2024-09-30T04:00:00-06:00\",\"dateModified\":\"2024-09-29T20:52:09-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, commerical insurance, Elmira NY, Inc., Stewart Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#listItem\",\"name\":\"Commercial Insurance: Are Cyber Attacks Covered?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#listItem\",\"position\":3,\"name\":\"Commercial Insurance: Are Cyber Attacks Covered?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Stewart Agency, Inc.\",\"url\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#webpage\",\"url\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/\",\"name\":\"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.\",\"description\":\"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/commercial-insurance-are-cyber-attacks-covered\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2024-09-30T04:00:00-06:00\",\"dateModified\":\"2024-09-29T20:52:09-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/\",\"name\":\"Blog | Stewart Agency, Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.stewartagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.","description":"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at","canonical_url":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#blogposting","name":"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.","headline":"Commercial Insurance: Are Cyber Attacks Covered?","author":{"@id":"https:\/\/www.stewartagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.stewartagency.com\/blog\/#organization"},"datePublished":"2024-09-30T04:00:00-06:00","dateModified":"2024-09-29T20:52:09-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#webpage"},"isPartOf":{"@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#webpage"},"articleSection":"Commercial Insurance, commerical insurance, Elmira NY, Inc., Stewart Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.stewartagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#listItem","name":"Commercial Insurance: Are Cyber Attacks Covered?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#listItem","position":3,"name":"Commercial Insurance: Are Cyber Attacks Covered?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.stewartagency.com\/blog\/#organization","name":"Blog | Stewart Agency, Inc.","url":"https:\/\/www.stewartagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.stewartagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.stewartagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#webpage","url":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/","name":"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.","description":"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.stewartagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/#breadcrumblist"},"author":{"@id":"https:\/\/www.stewartagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.stewartagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2024-09-30T04:00:00-06:00","dateModified":"2024-09-29T20:52:09-06:00"},{"@type":"WebSite","@id":"https:\/\/www.stewartagency.com\/blog\/#website","url":"https:\/\/www.stewartagency.com\/blog\/","name":"Blog | Stewart Agency, Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.stewartagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Stewart Agency, Inc. -","og:type":"article","og:title":"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.","og:description":"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at","og:url":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/","article:published_time":"2024-09-30T10:00:00+00:00","article:modified_time":"2024-09-30T02:52:09+00:00","twitter:card":"summary_large_image","twitter:title":"Commercial Insurance: Are Cyber Attacks Covered? - Blog | Stewart Agency, Inc.","twitter:description":"Businesses sometimes overlook the fact that cybersecurity is not perfect and not intrinsically included in a commercial insurance policy. Understanding if your commercial insurance includes cyberattack coverage is immensely crucial, especially for larger firms, as it forms a crucial part of protecting your employees and customers. For businesses in Elmira, NY, our specialist team at"},"aioseo_meta_data":{"post_id":"33","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2024-09-30 11:26:39","updated":"2025-06-04 10:10:33","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.stewartagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCommercial Insurance: Are Cyber Attacks Covered?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.stewartagency.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.stewartagency.com\/blog\/category\/commercial-insurance\/"},{"label":"Commercial Insurance: Are Cyber Attacks Covered?","link":"https:\/\/www.stewartagency.com\/blog\/commercial-insurance-are-cyber-attacks-covered\/"}],"_links":{"self":[{"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/posts\/33","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/comments?post=33"}],"version-history":[{"count":1,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions"}],"predecessor-version":[{"id":34,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions\/34"}],"wp:attachment":[{"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/media?parent=33"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/categories?post=33"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.stewartagency.com\/blog\/wp-json\/wp\/v2\/tags?post=33"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}